Filiz Sarah Gärtner

This is the Must-Have App you truly need: the unique new.New Festival App!

Walking around with information brochures is so 2015. And browsing a website on your smartphone can be annoying, too. But at new.New Festival you should feel totally comfortable and well informed. That’s why we got you covered with the new.New Festival App! Here you have everything easily at hand: from a map with all locations to information about the speakers, it’s all there. And yes, you can download it for free! So believe us, you will want this App to fully enjoy your visit at the new.New Festival. Are you curious? Then let’s talk about the features and benefits of the new.New Festival App! Oh, but if you cannot wait any longer, you can also get the free new.New Festival App here.

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Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: fino from Germany

These days, even your bank account switch happens digital and runs off paperless. The next CODE_n finalist in our blog series – fino – offers a digital account switch service. By now, more than 80 banks are using fino’s service, which helps them in the on-boarding process of new customers. We talked to Florian Christ, founder and CEO of fino. In our interview, he tells us all there is to know about his FinTech.

fino_logoWhat is fino all about? How did you come up with the idea?

Florian: At the end of 2014, fino started with the idea to enable people switching an existing bank account to a new bank within a few minutes without any paperwork. During that time, an account switch to a new bank was only possible with a lot of paperwork for both the customer and the bank. After building the founding team of fino, the development for the digital account started in May 2015. In September 2015, just six months later, the first version of the digital account switch was ready for launch as a web and mobile solution. Today, two years later, the account switch service has been used by thousands of customers across Germany, helping them to move their old account to a new bank.

Meanwhile, more than 80 banks such as Commerzbank, 1822direkt, Wüstenrot and others are using the digital account switch of fino. The service helps banks in the onboarding process of new customers. Within that context, fino has developed a range of additional digital services in the past six months. All services were developed in close collaboration with banks. This includes a credit card and deposit switch application, as well as new processes for account opening and loan applications. More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: Ginmon from Germany

gm_logoCODE_n CONTEST Finalist Ginmon allows customers to invest money in a globally diversified portfolio based on proven scientific methods. Customers gain access to high returns while enjoying the low risk associated with broad investments in over 10,000 companies in 47 countries. The FinTech startup provides a transparent, all-inclusive solution that enables customers to understand their investments and give them the feeling their finances are in safe hands. How? That’s what CEO and founder Lars Reiner, told us in this interview.

What is Ginmon all about? How did you come up with the idea?

Lars: Ginmon is all about providing a modern and efficient personal wealth management. While working for one of biggest commercial banks in Germany I realized that proven scientific concepts were often not offered to customers. Those concepts are taught around the globe and proven many times. Banks do not offer products based on those concepts because they are very low margin and not as profitable as traditional products. Therefore to really profit from professional wealth management one has to study investment theory and do it himself or pay horrendous sums to personal wealth managers. Additionally it seemed to me that large companies could not or did not want to react and adapt to the possibilities digitalization provided. As a technology and innovation loving person I had a concrete idea about how customers could benefit from digitalization, but the established financial industry did not provide me with the right setting to implement those ideas. Finally the request of many friends and family members who were looking for a solution to build wealth efficiently triggered my decision to start Ginmon. To put it in a nutshell: I wanted to implement the ideas I had for digital wealth management, provide an investment concept which was up date only restricted to professionals and last but not least enable my friends and family members to build up wealth efficiently.

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Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: SpinDiag from Germany

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SpinDiag enables fully automated, PCR-based screening for drug-resistant pathogens in less than 30 minutes. The system consists of a disposable lab-on-a-disk and a portable device. Hospitals can screen quickly and reliably during patient admission and isolate and treat risk patients. This significantly reduces the risk of infection to other patients and cuts hospital costs. In this interview, Mark Keller, Co-Founder of SpinDiag, tells us more about the vision for his startup and the challenges their facing in this very specific sector:

What is SpinDiag all about? How did you come up with the idea?

Mark: Hospitals have a big and increasing problem with antibiotic-resistant bacteria that are brought in by patients and that can infect other patients. Our SpinDiag one system enables the detection of these antibiotic-resistant bacteria directly from common swab samples. Therefore, when patients are admitted to a hospital they can be tested quickly and non-invasively. This allows doctors to decide right away if a patient needs to be treated in isolation to protect others from getting infected. This idea actually came to us when we were talking to clinicians and became aware that the best way to prevent an infection is to know about it directly at the hospital gate.

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“Digital Disruption“ – that’s the motto of this year’s CODE_n CONTEST. What makes your solution innovative, what makes it disruptive?

Mark: Our SpinDiag one system will be the first to cover all relevant antibiotic resistances while providing this diagnostic result in a fast and affordable manner. For the first time, this will allow hospitals to consistently screen any risk patient (or even every patient) at his or her admission. Because all in all, our system will save money both for hospitals and the health care system in general, will protect staff and patients and will allow targeted treatment of infected patients, we believe that it will disruptively change our way how we fight antibiotic resistances in the near future. More…

Filiz Sarah Gärtner

How to successfully incubate startups – a guide for corporations hungry for innovation

Yes, we know the road to innovation can be tough. But it’s more important than ever to rescue businesses and bring them safely to the path of digital transformation. There sure are several ways to reach this goal. But examples of money pouring into R&D that left the companies empty-handed show that business incubation of startups is the better way for corporations to develop new technology and business solutions. Startups have the disruptive power and lateral thinking ability that are often missing in established companies. And they already come with the advanced, game-changing innovation that might be the solution to your problems! But in order to achieve a fruitful co-operation, a fertile ground is necessary. So better read on and learn how to successfully incubate startups in our quick guide for incubators!

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Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: CRiskCo from the United States

logoOur CODE_n CONTEST Finalist CRiskCo revolutionizes the credit approval process and helps loan providers with key challenges such as financial data acquisition, response time reduction and better risk assessment. The startup’s infrastructure connects to accounting systems in a one-click process, collects relevant data, standardizes it, and sends it to the loan provider in seconds. CEO Erez Saf told us some more details about his FinTech company!

What is CRiskCo all about? How did you come up with the idea?

Erez: CRiskCo is disrupting the credit information business, a field ruled by giants such as D&B and Experian, which lack the tools and data needed to predict or manage credit portfolios. We help businesses reduce bad debt and make good credit decisions by providing credit risk information, by predicting future defaults and by assessing risks of current and potential customers. CRiskCo’s revolutionary approach includes the use of unique Artificial Intelligence algorithms, Big Data models and a cloud based technology. CRiskCo’s goal is to enable trust between businesses worldwide and enable new credit solutions to address SMB’s needs.

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In my former role as CTO for a SAP Partner and an SME consultant, I had developed ad hock solutions for businesses to manage and control their credit customers’ portfolios. I personally witnessed businesses deal with dozens of poor clients, who defaulted or displayed sporadic payment behavior. A couple of years later as the CIO of eLoan.co.il, a P2P lending platform, I was exposed to some great tools and innovative ideas for managing individual’s credit portfolios, which I noticed that the SME community lacked. This is what drove me to start CRiskCo. More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: UrbanAlps from Switzerland

urbanalps_logoCODE_n CONTEST Finalist UrbanAlps is a high-tech startup based in Switzerland that is reinventing the mechanical key with 3D printing. The young company is a constellation of innovation specialists with a focus on laser processes, plus a group of remarkable advisors ranging from former members of the executive team at ASSA ABLOY to serial entrepreneurs (a-connect) and directors at McKinsey & Co. For this interview we talked to Managing Director Alejandro Ojeda. Have a quick read to find out more about the Photonics finalist:

What is UrbanAlps all about? How did you come up with the idea?

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Alejandro: UrbanAlps is about Swiss security products for the city. We bring the Stealth Key: the affordable house key that is safe against 3D copy.

“Digital Disruption“ – that’s the motto of this year’s CODE_n CONTEST. What makes your solution innovative, what makes it disruptive?

Alejandro: To put it in a nutshell: We take a centuries old industry of traditional hole drilling to a world of 3D metal printing.

You’re one of the 13 finalists in the Photonics contest cluster. Which challenges do you think young companies have to face in this sector? How do you handle these challenges?

Alejandro: My personal feeling is that hardware startups are strongly handicapped compared to ICT or medTech startups for relevant reasons (i.e.: deployment speed of products…). We tackle that challenge by having a scalable strategy for a huge market: mechanical keys.

Your solution seems to solve a lot of problems. Are there already plans for a market entry of your product? More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: Quantum Base from the UK

qb_logoMeet another one of our CODE_n CONTEST HealthTech Finalists: Quantum Base designs, develops, and delivers quantum security solutions, which are based on quantum mechanics rather than mathematical complexity. This is the only proven way to save digital information securely. The British startup was spun out from Lancaster University and provides solutions that are 100% secure and guaranteed by the laws of physics. Dr Robert Young, Co-Founder of Quantum Base, took the time to tell us all you need to know about his startup!

What is Quantum Base all about? How did you come up with the idea?

Robert: At the core of our organizational philosophy is a fundamental belief that product, data security and integrity is a sensible and basic human right, indeed a requirement, in all modern-day societies.

The digitized, connected societies we inhabit are driven by a dependency on ever-increasing security requirements, but how can you depend on anything if you can’t trust it? At Quantum Base our core concern is guaranteeing 100% product security, authenticity or data integrity. So whether we’re talking about a pill to a painting, to a prize-winning horse; or a form of packaging or even a bit of data on a network or in free space, we use the laws of quantum physics to create simple, small, practical and cheap quantum security solutions that are 100% provably secure. It is this level of unbreakable security which we can deliver, that bridges the current, and ever-increasing gap in security between the good guys and the bad guys.

How did we make this happen? Well, the idea was to smash together a world leading scientist, two sharp technologists, and a really average entrepreneur. Then add in some super smart people, and stick them all in the mixer together. We said, if we create an environment of trust, mutual respect, and driven by a real need to dramatically and urgently disrupt the way things are done in the security space, we’ll find a better, smarter way of thinking about the security and integrity of literally everything we work, use, buy consume, communicate, and play with.

Finally, we encourage them all to make beautiful music together, you know, the stuff that gets you just there, in the heart; the stuff that moves you, shakes you; makes you want to cry, gets you pumped, and bang, literally! …the result is Quantum Base.

So, in maybe less romantic terms, it’s two normal guys (friends), The Royal Society (arguably the greatest scientist in the world), world-leading scientists at a world leading institution, and business leaders and visionary’s. All trying to change the way the world views or “does” security in many different ways. It’s about absolutely believing that you can, and have to, create small, cheap, and practical products or solutions; quantum security solutions so elegantly simple, that anyone can use them, so anyone can have the security we feel is their right. So here at Quantum Base that’s what we’re doing, we’re building it, and we hope that the people will come, see our vision, and help us build our 100% provable and unbreakable security products, guaranteed by the laws of physics. For us building provable trust and security serves as the building block for everything else.

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The Quantum Base Team

“Digital Disruption“ – that’s the motto of this year’s CODE_n CONTEST. What makes your solution innovative, what makes it disruptive?

Robert: What’s so fundamentally different is our Optical Q-ID or Q PUF (Quantum physically unclonable function) uses new two-dimensional materials (e.g. graphene like sheets) that can be read with a smart phone and cheap filter. The devices are secure to the atomic scale; as secure as it’s possible to build, and the best bit – they can be mass-produced to ensure they are amazingly cheap. So, in terms of authentication for instance, you can tag any product or any packaging whatsoever, because the devices are literally miniscule (microscopic, e.g. a few thousand atoms in size).
As each one has its own unique ID, and can literally be placed on any surface, of any thing, it means you can address each one directly in real time, using Internet or new media technologies with a remote database.
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