Codeatelier

Guest feature | Codeatelier @ CODE_n new.New Festival

Like the festival wristband? Cool! Fancy food trucks & Indie rock pop? Top international startups? We can’t miss that! That’s why homee goes festival. From September 20 to 22 the Codeatelier Team took part in the CODE_n new.New Festival in Karlsruhe.

codeatelier_2We’re back as alumni!

This year CODE_n invited us to Karlsruhe, so that we could present our product homee to the festival visitors. As CODE_n alumni, we were allowed to take our place in the Community Area.

How did we manage to get there? For Codeatelier and homee, the journey started as long ago as 2013: Back then, in the CODE_n13 competition, which took place in Hannover during CeBit, we made it into the finalists – and won! homee convinced the jury and was honored with two prizes.

homee has become famous

Today, three years later, we can look back on a period of success. Without the opportunities provided by a platform like this, homee might not be in the position which we now enjoy: established in the smart home market. Each and every day, we are delighted that our Smart Home control unit makes living more convenient for our customers. More…

Filiz Sarah Gärtner

A great last Day for a great Festival – These are the Highlights of Day 3!

Can you believe it’s already day three of our new.New Festival? We hardly can! Two exciting days filled with a great conference program and a lucky CODE_n16 winner lie behind us – but of course our last day has a lot to offer as well! We’ll tell you what today’s highlights are and what you definitely shouldn’t miss!

Yesterday was the big day! At the CODE_n Award Show we finally got to know which promising startup won our CODE_n CONTEST this year. Drum rolls for… Xarion! The Vienna-based company left 385 competitors from 40 countries behind and secured the grand prize of €30,000! With their business model, they left a great impression on our jury! Xarion sets new yardsticks within the sectors of ultrasound imaging, process monitoring and testing technology. Their ground-breaking laser microphone combines a lot of benefits: insensitive to wind and vibration and highly precise in extremely high frequency ranges.

CODE_n initiator Ulrich Dietz announced Xarion as the winner of CODE_n16!

CODE_n initiator Ulrich Dietz announced Xarion as the winner of CODE_n16!

More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: Valsight from Germany

All good things go by thirteen! Here we are with our last Applied FinTech finalist for the CODE_n CONTEST: Valsight. The Berlin based startup deals with the integration of value driver trees and advanced analytics into the controlling processes of planning, reporting and forecasting. How that works? Managing Director Khai Tran gives the answer!

What is Valsight all about? How did you come up with the idea?

valsight_logoKhai: Valsight is a SaaS solution for enterprise performance management and financial modeling based on value driver trees. The core of our software is a visual modeling editor with a powerful simulation engine that can be used to create financial models, for simulation-based planning and forecasting with predictive analytics. It makes financial controlling more focused and goal-driven by making processes more transparent, flexible and efficient. Our software is especially designed for the needs of management and financial analysts. No programming skills are needed to build financial models or to simulate different scenarios.

Our founding team came up with the idea for Valsight during many years of research with in-memory technology at the Hasso-Plattner-Institut in Potsdam. The growing importance of simulation and predictive methods in financial management combined with the maturity of in-memory technology for ultra-fast calculations was the ideal starting point. We have tested our approach early on with a Fortune 500 company, and have since then focused on building state-of-the-art SaaS software to dramatically improve corporate controlling and financial modeling.

“Digital Disruption“ – that’s the motto of this year’s CODE_n CONTEST. What makes your solution innovative, what makes it disruptive?

Khai: The idea of Valsight is to improve traditional controlling and financial modeling processes with methods like simulation and advanced analytics. Our focus is to empower business users to create complex and multidimensional models themselves and to benefit from statistical and predictive features. The core challenge is to keep a strong focus on the needs of the finance community in order to make even complicated functions easy and intuitive to use. More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: Bit2Me from Spain

You don’t always hear good things about Bitcoins these days; and the one or other negative headline can be read in the media. But there are always two sides of the same coin. Our Applied FinTech finalist Bit2Me says about their business model: “Buying and selling Bitcoins was never that easy.” In our interview, CEO Leif Ferreira tells us how exactly his startup does that and does away with prejudices.

What is Bit2Me all about? How did you come up with the idea?

bit2me_logoLeif: Bit2Me is a company based in Spain. The company was founded in 2015 and is focused on Blockchain technology. We have two of the best Blockchain programmers of Europe, who have won the Visa Fintech Americas world championship in October 2015. Also one of the largest banks in the world, CaixaBank has awarded us as the best 2015 startup in Spain. One year ago, our internal question was, can we do banking with locals, rather than traditional banks? Can a bank be a tool and not a service? There are countries where it’s more expensive to maintain a bank account yearly than a smartphone with internet. So in this line we detected how to do banking without banks, without middlemen companies with the user in the centre. We call this the natural evolution of banking. It’s a different perspective of design.

“Digital Disruption“ – that’s the motto of this year’s CODE_n CONTEST. What makes your solution innovative, what makes it disruptive?

Leif: Hive is a mobile application that provides a disruptive way to decentralize the financial market. It builds a social and open banking ecosystem that never touches people’s money. It allows them to organize themselves in order to create a peer to peer financial human network. More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: Community Life from Germany

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Not a lot of people like to deal with insurance issues. A fact, of which the team of Community Life was aware of, too. Reason enough for the Frankfurt based FinTech to design really easy to understand key protection products that people can get completely online. Founder Claudia Lang (Phd) told us more about the idea behind Community Life.

communitylife_claudialang_freisteller

Dr. Claudia Lang

Claudia, what is Community Life GmbH all about? How did you come up with the idea?

Claudia: I was on the board of a life insurance company, so know the industry from the inside. What I saw more and more was that people are not happy with insurance companies. They know that the right insurance protection can be important, but they would prefer going to the dentist to filling out an insurance application. They think: “I can’t understand it, so I can’t trust it, all that paper stuff and then the insurance salesman monopolising my couch.” So we decided to tackle all of that and make it better. That is why we designed really easy to understand key protection products that people can get completely online. Customers have a secure portal on which they can change information about their policies and see their entire transaction history, including phone calls and chats. And we disclose how we earn our money because openness is an important part of trust. More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: egoHEALTH from Italy

eh_logoIn the western world it is estimated that, each year, about 40 billion US $ are spent for the treatment of hospital infections which nevertheless cause 140,000 more deaths. Isn’t it great to know that our CODE_n CONTEST Finalist egoHEALTH has a solution to this? After a long research, they came up with a wearable device which, without any new duty from the Health Professionals, will contrast hospital acquired infections. Founder Gabriele Messina, a doctor himself, told us more about his startup:

What is egoHEALTH all about? How did you come up with the idea?

Gabriele: Sometimes the hospital nature to solve health problems, paradoxically turns into a vehicle of infection. The medical literature has proved the importance of fighting hospital infection to reduce both the health damages of patients (clinical complications and mortality) and healthcare costs due to increased patient’s length of stay and treatment. The treatment of nosocomial infections is increasingly complex and costly, even for the development of resistant microorganisms. The problem is particularly severe for the elderly, infants and debilitated subjects (transplants, invasive surgery, etc.) and immuno-deficient people. In the western world (USA and EU-28), having a population of around 800 million people, it is estimated that, each year, about 40 billion $ US have spent for the treatment of hospital infections which nevertheless cause 140,000 more deaths.

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All things that come into contact and are shared between health staff and patients are possible carriers of infection. Nosocomial infections are often due to inadequate and shallow management of cleaning, sanitizing, disinfecting and sterilizing processes. The operators’ hands are the main vehicle of germs/viruses transmission and cause of hospital infection. The stethoscope is the most known portable instrument in the medical field and is frequently used by doctors and nurses for the auscultation of diagnostic sounds. It has been demonstrated that stethoscopes are contaminated as the hands of health operators, but while there is a lot of concern for disinfecting the hands, for example disinfectants ‘distributors attached on walls, there is no attention for stethoscopes. Yet the stethoscope head is always in contact with the patient! The stethoscope membrane can easily carry germs/viruses/fungi from one patient to another and/or from doctor to patient and it requires disinfection before each new visit. More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: Bank4You / TaxFree4U from UK

VAT refund for purchases made in the EU – in a simple mobile and online way. What sounds too easy to be true, is what the solution of our next CODE_n Finalist Bank4you / TaxFree4U offers. Co-founder Dan Chernavski told us more about his startup and “banking without borders”.

What is Bank4you / TaxFree4U all about? How did you come up with the idea?

bank4you_logoDan: TaxFree4U is the VAT Refund for purchases made in the top shopping destinations in the EU (United Kingdom, France, Germany, Italy, Spain). The idea to create it occurred to me, when after my European travels and shopping I decided to get a VAT refund through one of the existing Refund operators. Just for the record, I didn’t manage to get it, because my declaration was incorrectly completed. Just imagine how angry I was having wasted more than 4 hours waiting, filling in forms etc. for nothing!

Today the world is going online and uses mobile technologies in daily life to save time. Therefore, I decided to develop a mobile VAT refund service – TaxFree4U – that allows you to solve 2 major issues: correctness of completing forms and saving time.

“Digital Disruption“ – that’s the motto of this year’s CODE_n CONTEST. What makes your solution innovative, what makes it disruptive?

Dan: These days whole world lives in a rush and mobility is our main advantage. Applications and online services are in trend at the present day market, and it is because of their flexibility and possibility to save time for the client. TaxFree4U is the VAT refund service that suggests the minimal involment of the customer into any paperwork, and saves him/her from waiting in queues while getting the refund.

You’re one of the 13 finalists in the Applied FinTech contest cluster. Which challenges do you think young companies have to face in this sector? How do you handle these challenges?

Dan: Innovative mobile products demand that the clients get used to them and learn how to use them. All our clients are very busy with their daily life, and as they have to deal with great amounts of information each day, they have no time for filling in any details and forms manually, not to mention for standing in queues! We developed the simplest procedure possible than any existing one on the market for getting the VAT refund. All you need to do is to complete the 4 easy steps and you will receive up to 19% from the price of your purchases. More…

Filiz Sarah Gärtner

Meet our CODE_n CONTEST Finalists 2016: fino from Germany

These days, even your bank account switch happens digital and runs off paperless. The next CODE_n finalist in our blog series – fino – offers a digital account switch service. By now, more than 80 banks are using fino’s service, which helps them in the on-boarding process of new customers. We talked to Florian Christ, founder and CEO of fino. In our interview, he tells us all there is to know about his FinTech.

fino_logoWhat is fino all about? How did you come up with the idea?

Florian: At the end of 2014, fino started with the idea to enable people switching an existing bank account to a new bank within a few minutes without any paperwork. During that time, an account switch to a new bank was only possible with a lot of paperwork for both the customer and the bank. After building the founding team of fino, the development for the digital account started in May 2015. In September 2015, just six months later, the first version of the digital account switch was ready for launch as a web and mobile solution. Today, two years later, the account switch service has been used by thousands of customers across Germany, helping them to move their old account to a new bank.

Meanwhile, more than 80 banks such as Commerzbank, 1822direkt, Wüstenrot and others are using the digital account switch of fino. The service helps banks in the onboarding process of new customers. Within that context, fino has developed a range of additional digital services in the past six months. All services were developed in close collaboration with banks. This includes a credit card and deposit switch application, as well as new processes for account opening and loan applications. More…